Fxclearing.com SCAM! – financial management FINANCIAL MANAGEMENT 1 PRELIMS CHAPTER 1 INTRODUCTION TO FINANCIAL MANAGEMENT – FXCL STOLE MONEY!

 

                                                                  Philippines Anti-Cybercrime Police Groupe MOST WANTED PEOPLE List!

 

 

 

#1 Mick Jerold Dela Cruz

Present Address: 1989 C. Pavia St. Tondo, Manila

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#2 Gremelyn Nemuco

Present Address; One Rockwell, Makati City

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#3 Vinna Vargas

Address: Imus, Cavite 

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#4 Ivan Dela Cruz

Present Address: Imus, Cavite

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#5 Elton Danao

Permanent Address: 2026 Leveriza, Fourth Pasay, Manila 
Present Address: Naic, Cavite

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#6 Virgelito Dada

Present Address: Grass Residences, Quezon City 

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#7 John Christopher Salazar

Permanent address: Rivergreen City Residences, Sta. Ana, Manila

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#8 Xanty Octavo 

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

 

 

 

 

 

 

 

 

 

 

#9 Daniel Boco

Address: Imus, Cavite

 

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

 

 

#10 James Gonzalo Tulabot

Permanent Address: Blk. 4 Lot 30, Daisy St. Lancaster Residences, Alapaan II-A, Imus, Cavite 
Present Address: Pasay City

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#11 Lea Jeanee Belleza

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

#12 Juan Sonny Belleza

If you have any information about that person please call

to Anti-Cybercrime Department Police of Philippines:

Contact Numbers:

Complaint Action Center / Hotline:
Tel. +63 (8) 723-0401 local 7491
Smart/Viber: +63 961 829 8083

       

 

FXCL SCAM Company Details:

OUTSTRIVE SOLUTIONS PH CALL CENTER SERVICES

OUTSTRIVE SOLUTIONS PH CALL CENTER SERVICES



Stockholders are expected to sell than to buy shares. ★ If the market value is lower than the intrinsic value , the stock price is undervalued. Investors are expected to purchase more shares to take advantage of the lower price. If a firm’s stock is undervalued, then corporate raiders will see it to be a bargain and will attempt to capture the firm in a hostile takeover. If the raid is successful, the target’s executives will almost certainly be fired. This situation gives managers a strong incentive to take actions to maximize their stock’s price. This means that options should be phased in over a number of years so the CEO will have an incentive to keep the stock price high over time. If the intrinsic value could be measured in an objective and verifiable manner, then performance pay could be based on changes in intrinsic value.

Net Profit Margin ● Reveals the percentage of the Net Income After Tax over the sales revenue generated from operations. ● Shows the earning capacity of the company after paying all its expenses. ● Average Inventory Period – delay of time between the purchase of materials and the sale of finished goods. ● Cash Conversion Cycle – measures the number of days from cash being paid to the suppliers up to the time cash is received from sales. ➔ Period of time from the purchase of raw materials to the collection of the receivable. ● Measures how efficiently the company produces revenue through the management of its assets. ● Indicates the company’s capacity of converting its assets into sales revenue.

FINANCIAL MANAGEMENT

E. Days’ Sales Inventory● Indicates how quickly the company can sell its inventories in terms of days or the number of days the company holds these inventories before selling to customers.

  • ● Measures how efficiently the company produces revenue through the management of its assets.
  • ● A tool that analyzes the return on assets and returns on equity of the company by breakings it down into component ratios.
  • ● Shows the creditworthiness of the company or how it manages its payments to the creditors.
  • ● Shows the earning capacity of the company after taking into account the cost of production.
  • Pension Fund● Pooled contribution from the employees or from the employers that serves as the investment plans for the retirement benefits of the employees.
  • The long-run track record of hot IPOs is not that great unless you are able to get in on the ground floor and receive an allocation of shares before the stock begins trading.

● Maximizing the firm’s market value or the maximization of the shareholder’s wealth is achieved through an ethical manner of doing business. ● The company should maintain its Corporation Social Responsibility at all times. ● Ethics and the goal of maximizing shareholder wealth generally lean towards similar ends because ethical behavior builds good reputation that will benefit the organization. ● Between ethics and profit goals, ethics will prevail. The compensation package should be sufficient to attract and retain able managers but not go beyond what is needed. Also, compensation packages should be structured so that managers are rewarded on the basis of the stock’s performance over the long run, not the stock’s price on an option exercise date. Stockholder wealth maximization is a long-run goal. Companies, and consequently the stockholders, prosper by management making decisions that will produce long-term earnings increases. Actions that are continually shortsighted often “catch up” with a firm and, as a result, it may find itself unable to compete effectively against its competitors.

FINANCIAL MANAGEMENT 1

● When applying this technique to the Statement of Comprehensive Income, income and expenses are compared to the Net Sales. Bondholders attempt to protect themselves by including covenants in bond agreements that limit the use of additional debt and constrain managers’ actions. G. Days’ Payable Outstanding● The number of days it will take for the company to pay its liability from the date of purchase. C. Days’ Sales Receivable● Indicates how fast the company collects its credit sales in terms of days. ● Price of stock which is currently traded in the market. Stockholders are more likely to prefer riskier projects, because they receive more of the upside if the projects succeeds. By contrast, bondholders receive fixed payments and are more interested in limiting risk. Corporate scandals have reinforced the importance of Business Ethics and have spurred additional regulations and corporate oversight. 406 – public corporation to have code of ethics for senior executies. 302 – CEO and CFO to sign and certify that the financial statements are accurate.

Should be structured so that the CEO is rewarded on the basis of the stock’s performance over the long run, not the stock’s price on an option exercise date. Procurement of gathering funds, effective and efficient utilization of financial resources, allocation of financial assets or resources. ➔ Net Profit Margin ➔ Asset Turnover ● Return on Equity – shows the amount of income earned for every peso of equity invested by the shareholders. C. Cash Ratio● Considered to be the most stringent and conservative among the liquidity ratios. ● It only uses cash and cash equivalents in paying the short-term obligations of the company. The long-run track record of hot IPOs is not that great unless you are able to get in on the ground floor and receive an allocation of shares before the stock begins trading. It is usually hard for small investors to receive shares of hot IPOs before the stock begins trading. ● A derivative security’s value is “derived” from the price of another security (e., options and futures). For example, an importer, whose profit falls when the dollar loses value, could purchase currency futures that do well when the dollar weakens.

FINANCIAL STATEMENT

● Also known as efficiency ratio or asset management ratio. Financial Institutions● Provides additional financial services other than pooling and investing of funds. ● An example is a bank that may serve as debtor and creditor at the same time by accepting cash deposits from savers and providing loans to individuals or other firms . ● Another example is the insurance company that sells protection against losses from fortuitous events like fire, accidents, and death. ● Organizations that provide financing to individuals, corporations,s or other organizations by raising funds or money from investors. The purchase or sale of foreign currency is a forward rate. Hence, the forward rate is determined today but the delivery of investment in foreign currency is in the future. ➔ Option contract – A derivative whose value is derived from the price of an “underlying” asset.4.
FINANCIAL MANAGEMENT
● The investor’s purchased shares of the investment company thereby giving the former the right to receive the dividends. ● The Securities and Exchange Commission is what regulates these mutual funds.2. Unit Investment Trust Fund ● The investment company sells units of investment to investors to accumulate a trust fund. ● The trusts fund may be invested also in equity, debt, or balance of equity and debt. Hence, the investors own units of investments not shares of stock. ● Bangko Sentral ng Pilipinas is the regulatory body which supervises these UITF.3. Pension Fund● Pooled contribution from the employees or from the employers that serves as the investment plans for the retirement benefits of the employees. ● Can be invested in shares of stocks or in a mutual fund to increase the amount of pensions received by the retirees. The firm might need the funds when the prices of their investments were low and not have the needed emergency funds. Consequently, the firm’s stock price would probably fall.

● Measures the overall financial performance of the company as provided by returns generated from investments and sales. ● Measures the capacity of the company to convert short-term assets into cash. ● Liquidity ratios greater than 1 signifies that the company is in good financial standing and that the current liabilities of the said company will be met. ● Provides assessment of the significant increase or decrease in these different items in the financial statements. ● Peso Value➔ The increase in the amount of cash may signify that there are revenues generated or the inflows of cash are more than outflow.

➔ Markets provide savers with returns on their money saved/invested, which provide them money in the future. ➔ Markets provide users of capital with the necessary funds to finance their investment projects. ● Well-functioning markets promote economic growth. ● Economies with well-developed markets perform better than economies with poorly- functioning markets.

Strong form● Investors cannot beat the market even with insider information. ● Investors in this market cannot earn high returns. Companies must make investments in the current period in order to generate future cash flows. Stockholders should be aware of this, and assuming a correct analysis has been performed, they should react positively to the decision. Capital budgeting is covered in depth in Part 4 of the text.
fxcl scam scam
Private Market● Negotiation and agreement take place personally between two parties. Investing in life insurance, When a depositor opens a savings or checking account in a bank.5. Public Market● Security or contracts with standardized features are being traded or held by individuals. ● A tool that analyzes the return on assets and returns on equity of the company by breakings stole my deposit it down into component ratios. ● These are factors affecting the return on assets and equity. ● Return on Asset – indicates the amount of earnings for every peso of assets employed. ★ If the market value is equal to the intrinsic value , the stock price is at equilibrium. ★ If the market value is higher than the intrinsic value , the stock price is deemed as overvalued.

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